Welcome to the Stratose, Inc. Website ("Site").

As used herein, Stratose shall mean Stratose, Inc. and any entity under common control or ownership with Stratose, Inc., including, but not limited to, PlanVista Solutions, Inc., d/b/a NPPN. By accessing or using Stratose's Site, you ("you" "your" or "the user") may access valuable information and services available through the Site. By entering this Site and viewing its contents, you indicate that you understand and agree to be bound by the terms and conditions of this User Agreement ("Agreement") which take effect immediately on your first use of the Site. If you do not agree with the terms in this Agreement, you agree that you will immediately exit the Site.

These terms may be modified from time to time; the date of the most recent revision will appear on this page. Continued access of the Site by you will constitute your acceptance of any changes or revisions to this Agreement. Your failure to abide by these rules, whether listed below or as may be posted at various points within the Site, may result in suspension or termination, without notice, of your access to the Site.

This Agreement shall become effective at the time you enter and begin using the Site. Stratose reserves the right at any time to deny you access to the Site or any portion thereof, and to terminate this Agreement.

Confidentiality

Use of the Internet is solely at your own risk and is subject to all applicable local, state, national, and international laws and regulations. Your right to use the Site is personal to you and you may not authorize others to use the Site. You are responsible for all use by you and those you allow to use the Site. You shall be solely responsible for maintaining the confidentiality of your password and for all usage or activity under your login, as well as the use of your login by any person who accesses it and/or your password. Should you have any reason to believe that your login is no longer secure, immediately notify Stratose at 404.459.7201 and notify your Account Coordinator. You may not sub-license, transfer, sell or assign this Agreement to any third party without the written approval of Stratose. Any attempt to do so will be null and void and shall be considered a material breach of this Agreement.

Copyright/Trademark

All materials contained in the Site, including all text, graphics, layout and display, are protected by law, including but not limited to U.S. copyright, trade secret, and trademark law, as well as other state, national and international laws and regulations. RepriceNow™ is the property of Stratose. The compilation, collection, selection, arrangement, assembly and coordination of all content available on the Site is the exclusive property of Stratose. You agree not to copy, modify, adapt, reproduce, publish, display, translate, distribute, transmit, license, decompile, or dissemble any aspect of the Site.

Privacy Policy

Stratose is required to abide by the terms and conditions of the federal regulations governing Protected Health Information (PHI) under the Health Insurance Portability and Accountability Act of 1996 and is required by law to maintain the privacy of PHI and to provide notice of our legal duties and privacy practices with respect to PHI. Stratose has developed a Privacy Policy outlining Stratose's personal data collection and use practices. Should you wish to read Stratose's Notice of Privacy, you may review this notice by accessing http://www.stratose.com. Stratose urges you to read the Notice of Privacy so that you will understand both our commitment to you and your privacy.

Liability Disclaimer

Stratose reserves the right to change or alter the website at any time, in its sole discretion. The information and other material published may include inaccuracies or typographical errors. Stratose will not be liable for use of the Site, or any loss resulting from use of this Site, including but not limited to failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, including but not limited to, acts of God, fires, strikes, labor disputes, war, or governmental restrictions.

Stratose makes no representation of the suitability of the information, software, materials, products or services contained or discussed on the Site. The Site, its software, materials, products, or services are being provided "AS IS", with all faults, and without any warranty of any king and Stratose expressly disclaims any and all warranties of any kind or nature, whether express, implied or statutory, including the implied warranties of title, non-infringement, merchantability, fitness for a particular purpose, accuracy and quiet enjoyment. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply.

Stratose will not be liable for any users' loss of use, loss of data, interruption of business, lost profits, or other indirect, special, incidental or consequential damages of any kind, regardless of the form of action whether in contract, tort (including negligence), strict product liability, or otherwise, arising in any way from the use of the Site, even if Stratose has been advised of the possibility of such damages. Some states do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply.

Indemnity

You agree to indemnify Stratose and its affiliates, employees, agents and representatives, and to hold them harmless, from any and all claims and liabilities (including attorneys fees) which may arise from your use of the Site, from your unauthorized use of material obtained through the Site, or from your breach of this Agreement, or from any such acts through your use of the Site.

Governing Law

This Agreement shall be governed and construed in accordance with the laws of the State of Georgia. Any action to enforce this Agreement will be brought in the federal or state courts presiding in Fulton County, Georgia, and both parties expressly agree to be subject to the jurisdiction of such courts.

Miscellaneous

Failure to insist on strict performance of any term of this Agreement will not operate as a waiver of any subsequent default or failure of performance. No waiver of any term of this Agreement will be valid unless in writing and acknowledged by both parties. If any portion of this Agreement is held invalid or unenforceable by a court of competent jurisdiction, the remaining portions will remain valid, enforceable, and carried into effect. No joint venture, partnership, employment, or agency relationship exists between you and Stratose as a result of this Agreement or your use of the Site. Any rights not expressly granted herein are reserved. This Agreement, Stratose's Privacy Policy and any other agreement listed on specific sections of this Site constitute the entire agreement between you and Stratose with respect to your use of the Site.

You represent that you have read this Agreement, understand its terms, and agree to be legally bound by it. You acknowledge that, in providing you access to and use of the Site, Stratose has relied on your agreement to be bound by the terms of this Agreement.

Revised 1/9/2013